Medicare does not cover everything. According to Kaiser Family Foundation, in 2010 the average total out-of-pocket cost for those receiving Medicare benefits was $4,734. This was a 44% increase from $3,293 in 2000. To make matters worse, with Traditional Medicare, there is no yearly maximum out-of-pocket on what you may owe for healthcare.
The good news is, you have options. With constantly rising healthcare costs you may need to consider purchasing a Medicare Supplement plan to reduce your costly copayments, coinsurance, and deductibles. This will help you with knowing your healthcare costs year after year so you can plan and enjoy your retirement. These Medicare Supplements are standardized to make it easy for you to shop plans across companies. When you first turn 65, or qualify for a special enrollment, you can enroll in any Medicare Supplement plan with no medical questions asked. If you are over 65 or already have a Medicare Supplement, don’t worry. You might still be able to switch and save on your premiums.
We guarantee you a variety of companies that will fight for your business. No more questioning whether you are getting a good deal. Everything we do is transparent.
Call Insurance Advisors and book an appointment for a free Medicare Supplement quote!
337-988-9059